Community banks
Review loan packages, flag missing documents and route exceptions for staff approval.
Loan intake & KYCFRACTIONAL CAIO + AI WORKFORCE
AI Workforce
for Financial Services SMBs
Fractional CAIO direction and a supervised AI workforce for the work that matters.
AI agents that work. Value you can measure.
Fractional CAIO direction and a supervised AI workforce. We build across your existing systems, with people in control of key decisions.
01 Discover02 Build03 Go Live04 Optimize
New: 2026 research on AI in small financial firms →ORBITVALUE™ DELIVERY MODEL
Many capabilities.
One managed service.
Measurable ROI.
Choose the automation your workflow needs. We integrate, operate and improve it as one service.
Robotic process automation RPAIntelligent document processingConversational AIAgentic workflowsGenerative AI integrationHuman review & controls
INDUSTRIES WE SERVE
OUR VALUE PROPOSITION
01Ready-to-use
Measure value
Vendor Neutral
Your business. Your choice of technology.
02Ready-to-use
AI Workforce
Configurable skills for everyday work.
03Forward-Deployed Expertise
With One ORBITVALUE™ Agent Platform.
04Put AI where it Pays
ORBIT Assessment Framework.
05Measure value
in 90 days
A focused pilot with measurable value goals.
MEET YOUR AI REVENUE AGENT
One AI Revenue Agent. Six skilled workforce flavors.
Choose the skills your workflow needs. Each flavor uses the same ORBITVALUE™ Revenue Agent platform.
Document Intake Agent
Missing documents and completeness checks
AP/AR Assistant
Invoice checks and payment status
Collections Agent
Approved reminders and dispute routing
FIVE FINANCIAL SMB SEGMENTS
Put agents to work in your workflow
Start with one process, add the skills it needs, and keep your team in control.
Accounting / CPA
Check client uploads against a checklist and draft missing-item follow-ups.
Document readinessInsurance agencies
Prepare renewal outreach, organize quote requests and surface service tasks.
Renewals & serviceCollections / AR
Prioritize accounts, prepare approved reminders and track dispute handoffs.
Follow-up & recoveryWealth / RIAs
Collect onboarding documents, check completeness and prepare reporting summaries.
Onboarding & reportingRevenue Agent Value Calculator
← Back to AI AgentsExplore an illustrative annual business case. Enter incremental contribution from recovered revenue—not gross collections. Count capacity value only if it avoids spending or creates separately measured value.
Illustrative annual net value$80,000
$220,000 benefit − $140,000 cost · 57% return on cost
Example assumptions: $210K recovered revenue × 40% contribution margin = $84K; 2,000 hours × $48 = $96K; $40K avoided spend. Costs: $20K assessment + $40K implementation + $60K optional CAIO + $20K software/support. Avoid double counting. Accelerated receipt of existing receivables is not new revenue. This is a planning scenario, not a guaranteed result.
See how the six skills work together
Illustrative accounting / CPA workflow: Document Intake checks the client file and requests missing items. Client Follow-up schedules the next step. The AP/AR Assistant checks invoice and payment status. Collections sends approved reminders for overdue balances and routes disputes to a person. Management Reporting summarizes the backlog and results. Compliance Prep organizes the activity records for supervisor review.
Same agent platform; different skill combinations. An insurance agency may start with quote and renewal follow-up plus reporting. A receivables firm may start with collections, AP/AR and reporting. Integration availability, permissions and deployment scope are confirmed during assessment.
Explore the Revenue Agent workflow and illustrative $80K value
ORBITVALUE™ REVENUE AGENT WORKFLOW EXAMPLE
Less chasing.
More moving forward.
More moving forward.
01
Collect & follow up
AI workDocuments · quotes · renewals
02
Review the exceptions
Human reviewYour employees own judgment
03
Update & report
AI workSystems · payment status · results
FRACTIONAL CAIO OVERSIGHTPrioritize → Govern → Measure
ORBITVALUE™ REVENUE AGENT
$80K illustrative annual net valueIllustrative $80K annual net value · See calculation
An illustrative planning scenario adapted from the GTM model, not measured client results or a guaranteed return: $220K benefit less $140K total cost.
Annual benefit: $220,000
- $84,000 contribution from recovered revenue leakage: $210,000 in otherwise-lost quotes or renewals recovered × 40% contribution margin after delivery costs.
- $96,000 realized capacity value: 2,000 hours released × $48 per hour. Count as financial benefit only when it avoids spending or creates separately measured output.
- $40,000 avoided operating spend: for example, $25,000 of outside processing and $15,000 of redundant vendor costs actually removed.
Annual cost: $140,000
- Assessment: $20,000.
- First agent implementation: $40,000.
- Optional post-launch CAIO: 8 months × $7,500 = $60,000.
- Software, monitoring and maintenance allowance: $20,000.
$220,000 − $140,000 = $80,000. Return on cost: approximately 57%.
Do not count the same hours, vendor savings or recovered revenue twice. Faster receipt of existing receivables is accelerated cash, not new revenue. If the $96K capacity value is not financially realized, this example becomes $124K benefit − $140K cost = −$16K. Reforecast costs if the optional CAIO retainer is paused.
Explore our three-year roadmap
← Back to AI AgentsRepetitive operations
Accounting / CPA · Receivables · Community banks
Document intake, AP/AR, collections, loan-document intake and compliance prep.
Client capacity
Insurance agencies · Wealth managers / RIAs · Mortgage & specialty lenders
Quote and renewal follow-up, client service and advisor assistance.
Connected operations
Insurance networks · Loan servicers · Payments firms
Workflow orchestration, executive reporting and risk-review support.
Proposed expansion roadmap. Later-year segments and capabilities are planned, not current deployment claims.
90 DAYS TO VALUE
How it works
Your CEO sets priorities. Employees own judgment. ORBITVALUE™ AI carries out approved routine work, with Fractional CAIO guidance through the first 90 days.
SMB CEO
- Sets priorities and budget
- Names the workflow owner
- Reviews business value
SMB employee
- Reviews sensitive actions
- Resolves client exceptions
- Owns customer relationships
ORBITVALUE™ AI Agent
- Collects client documents
- Updates CRM and payment status
- Reports results and exceptions
Fractional CAIO connects strategy to execution. Prioritize the first workflows, define approvals and measure business value through the 90-day plan below.
Assess
Baseline the work. Select the agents. Define value and the controls that matter.
The ORBIT assessment ↗Build
Connect your systems. Test the actions, exception handling and human approvals.
Launch
Train your staff. Measure quality, adoption and business results in the real workflow.
THE DAY 90 DECISION
Continue innovating.
Or hand over ownership.
Continue the CAIO role for new agents, workflows or ongoing innovation. Otherwise, pause the retainer and hand over to your team.
Maintenance, monitoring and incident support remain separately scoped.
ORBITVALUE™ AGENT FABRIC
SMB Financial Services
Agent Architecture
One managed layer connects AI agents, models, workflows and the systems your team already uses. Start with a focused process, keep people in control and measure the return.
CONNECT THE WORK
Integrate with your stack
Bring together documents, CRM, accounting, core systems and communication channels through governed tools and workflows.
KEEP PEOPLE IN CONTROL
Review before action
Set permissions, approval points, evaluation checks and audit trails for the decisions that matter.
THE FABRIC IN ACTION
From incoming work to a measured result
Each capability has a specific job. The agent coordinates them around your workflow and your approval rules.
Channels + work
Email, voice, web forms and documents enter one managed workflow.
Document AI + GenAI
IDP extracts and checks data; GenAI summarizes, drafts and interprets context.
Agentic AI
The agent chooses the next step, calls tools and routes exceptions by policy.
RPA + APIs / MCP
Approved actions update legacy apps and connected systems without rekeying.
Systems + outcomes
CRM, accounting and core systems record the result; dashboards track value.
Human in the loop across every stepApprovals · Permissions · Audit trails · Evaluations · Security · KPI and ROI tracking
Technology ecosystem examples
AI models
OpenAI
Anthropic
Google Gemini
Meta LlamaAlso: Mistral and open-source models
Cloud / data
Microsoft Azure
AWS
Google Cloud
SnowflakeCRM / workflow
Salesforce
HubSpot
n8n
ZapierAlso: ServiceTitan and Power Automate
Payments / communications
Stripe
QuickBooks
TwilioStart with the simplest viable stack. Change components when ROI or control requires it. Technology names are examples, not partnership or compatibility claims; scope is confirmed during assessment.
AI workforce offerings and proposed pricing
A paid assessment selects the first 1–2 agents and defines the implementation scope.
| Engagement | Proposed fee | Client receives |
|---|---|---|
| Opportunity assessment | $10K–$25K fixed | Baseline, controls and prioritized roadmap |
| First 1–2 agents | $25K–$50K project | Integration, supervised pilot and training |
| Optional ongoing CAIO | $5K–$10K / month | New workflows and innovation after day 90 |
| Broader deployment | $50K–$100K project | Additional workflows and departments |
Agents: intake, AP/AR, follow-up, collections, reporting and compliance prep
Indicative fees. Maintenance, monitoring, software and major integrations are scoped separately.
Buy agents or build your own
Two paths for your business. Start with a configured ORBITVALUE™ Agent, or choose a custom build for proprietary workflows, data control or differentiation.
Free opportunity map · Paid assessment · Pilot / first agent · Measure ROI · Scale or handoff
